Strike Debt Radio Turns an Ear Towards Predatory Payday Loan and Check Cashing (via JP Massar)

Community Check Cashing

With more and more people living paycheck to paycheck, and banks unwilling to provide short-term credit, people are finding themselves with no choice but to engage with Payday Loan operators when their kid needs a doctor, the car breaks down, or some other emergency ensues – only to find themselves unable to pay the loan off, then watching the balance grow exponentially.

But there is an alternative, at least in Oakland, California! Mike and Cassie interview Dan Liebsohn, the founder of Community Check Cashing, one of the few (and possibly the only) non-profits in the country that offer payday loans, check cashing and similar financial services, all for a fraction (typically 25% – 50%) of the cost of “traditional” for-profit operations that seem to be popping up on every street corner.

And that’s not all they do. CCC doesn’t try to pull their customers into a debt trap; instead they work hard to pull them out! They offer free financial coaching and work with their customers to make sure their loans are paid off as efficiently as possible.

CCC is located right at the Fruitvale BART, just around the corner from the Powderface Cafe.

How and why do they do it? Here’s some answers about their operations from their new flyer:

About Community Check Cashing:

Q. How can we be so much cheaper?
A. Unlike all other outfits of this type, here no one is getting rich
off of your need to get a check cashed or a short-term loan. We charge
enough to pay the rent and pay our employees a living wage. That’s it!
No money is going from you straight to absentee owners and Wall Street
backers.

Q. What’s in it for us?
A. Call us crazy. We think everyone deserves a fair deal. No one
should have to be rich to be treated right. We think it’s outrageous
that payday lenders and check cashiers make huge profits while their
customers sink deeper and deeper into debt. So we decided to do
something about it.

Q. We provide financial coaching free or at very low cost.
A. Don’t understand a bill? Have trouble with a creditor? Want to learn
how to manage your money better? We can help!

Q. We provide inexpensive financial coaching for very small businesses, too.
A. We offer below-market rate bookkeeping, advice in developing proper
methods of planning, creating systems for proper money management and
more.

Q. If we can’t help, we might know who can!
A. We’ll give you information and referrals for housing, immigration,
food, legal and other forms of assistance.

Link to full audio of Strike Debt Radio show:  https://occupyoakland.org/2014/11/strike-debt-radio-turns-ear-towards-predatory-payday-loan-check-cashing/

Occupy Forum presents the film: “The Black Road — on the Front Line of Aceh’s War — the struggle for independence” with Billy Nessen on Monday, November 17

Monday, November 17th

at Global Exchange from 6 – 9 pm 

Information, discussion & community! Monday Night Forum!!

Occupy Forum is an opportunity for open and respectful dialogue

on all sides of these critically important issues!

OccupyForum Presents…

 Film: The Black Road — on the

Front Line of Aceh’s War –

the struggle for independence

The 2004 tsunami suddenly turned the isolated Indonesian province of Aceh into a household name. Yet the deeper story of the Acehnese and their long struggle for independence has been untold… until now. The Black Road is the harrowing account told by journalist and activist Billy Nessen, who was determined to find out the truth and tell the world. Nessen lived for many months with the independence guerrillas, was hunted by the military, and eventually spent time in jail in Indonesia.

Billy Nessen spoke came to OccupyForum last Monday and spoke about his work, including his current work with the UC Berkeley students to organize a campaign for divestment from fossil fuels.

 “An extraordinary achievement. One of the most courageous and unflinching journalistic efforts I can recall.”
– Johnathan Holmes, ABC Four Corners, Australia

Time will be allocated for announcements.

Donations welcome, no one turned away!

http://www.thehindu.com/todays-paper/tp-features/tp-sundaymagazine/the-aceh-ache/article3219441.ece

“Body of War” full movie (via YouTube.com)

Body of War is a documentary directed by Ellen Spiro and Phil Donahue which follows Tomas Young as he adapts to his paralyzed body and questions his motives to enlist in the army.

Tomas Young (November 30, 1979 – November 10, 2014) was an American military veteran of the Iraq War. He was paralyzed by a bullet to the spine while deployed in Iraq. One of the first veterans to come out publicly against the war, he spent most of his life after the war protesting. Young’s conditions worsened due to various medical complications and he chose to go on hospice care, awaiting his death. He later reversed that decision.

Tomas Young

Russell Brand on Revolution, Fighting Inequality, Addiction, Militarized Policing, Noam Chomsky and Occupy Democracy (via democracynow.org)

For years Russell Brand has been one of Britain’s most popular comedians, but over the past 12 months he has also emerged as a leading voice of Britain’s political left. He has taken part in anti-austerity protests, spoken at Occupy Wall Street protests and marched with the hacker collective Anonymous. A recovering addict himself, Brand has also become a leading critic of Britain’s drug laws. He has just come out with a new book expanding on his critique of the political system. It is simply titled “Revolution.”